Saving money during the current climate can be a challenge for anyone. As the cost of living crisis continues, many people are finding it harder to make ends meet. When you throw in kids, mortgage or rent, it starts to feel impossible to keep a hold of your coins! But there are ways to make it work, even on a tight budget. You don’t need to live a life of misery because of it, either. Yes, you can save money without sacrificing your social life or your sanity. Here are 10 top tips from Clubvipplus on how to save money and make your pounds stretch further:
1. Create a budget and stick to it
2. Shop around for the best deals
Never accept the first price you’re offered. It pays to shop around and compare prices before making any purchase, whether it’s for groceries, utility bills or nights out. There are many ways to do this, including using online comparison sites or haggling in person.
3. Sell unwanted items
If you’re short on cash, one way to boost your finances is to sell unwanted items. This could include clothes, books, electronics or even furniture. There are many ways to do this, including online marketplaces and car boot sales.
4. Limit your impulse spending
5. Plan your nights out in advance!
6. Make time and a plan for getaways
7. Cut back on unnecessary expenses
8. Take advantage of discounts and offers
Keep an eye out for special offers and discounts, both online and in-store. This could include sales, loyalty cards and coupons. Many businesses offer loyalty schemes which give you money off your total bill or points which can be redeemed for future purchases. For example, the Clubvipplus loyalty scheme allows you to collect points to make savings on future events!
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9. Be energy efficient
One way to save money is to be more energy efficient in your home. This could include turning off lights when you’re not using them, or investing in energy-efficient appliances. You may also be able to get a discount on your energy bills by switching to a green tariff.